With the financial world becoming increasingly challenging, the future of our children is more important than ever.
Will your children be able to buy their own home in the future? The first time home buyer had an average age of 33 and needed a £34,000 deposit (Halifax, July 2016).
Will your children be able to afford to go to university?
University students rack up an average debt of £44,000 during their studies (Sutton Trust, April 2016).
With forward planning, parents, grandparents and other family members can help the younger generation get a foot on the financial ladder and help promote savings habits.
The St. James’s Place Junior ISA (JISA) provides a flexible and tax-efficient way to build a capital sum to help secure the financial future of your children.
As a Partner Practice of St James’s Place, we are able to utilise the expertise of some of the world’s leading investment experts to look after our Junior ISA funds.
Before investing in an JISA, it is important that you seek professional advice, you can also read our Key Investor Information Documents . For further information about our investment portfolios and to view factsheets, key information and performance data for the range of St. James's Place investment funds, please click the above link.
Please contact us should you wish to discuss investing in a St. James's Place Junior ISA.
The value of a St. James's Place Junior ISA will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than was invested. An investment in a Junior Stocks & Shares ISA will not provide the same security of capital associated with a Junior Cash ISA. The favourable tax treatment of Junior ISAs may not be maintained in the future and is subject to changes in legislation.